Terms of Use
Last updated: September 2026
1. Acceptance of terms
By accessing loancalcdirect.com, you agree to these Terms of Use. If you do not agree, please do not use the site.
2. Educational purposes only
All calculators and content on this site are provided for general informational and educational purposes only. They are not financial, legal, or tax advice. Estimates are based on the inputs you provide and standard amortization formulas; actual loan terms from any lender may differ.
3. Not a lender
loancalcdirect.com is not a lender, loan broker, or credit decision maker. We do not issue loans or guarantee approval, rates, or terms. Any loan you obtain comes from a third-party lender, and that lender's terms govern your loan.
4. Affiliate & advertising
We may receive compensation when you click sponsored offers and submit an application with a partner. Compensation does not influence the calculations or the educational content. Sponsored offers are clearly labeled.
5. Accuracy & disclaimers
We strive for accuracy but make no warranties regarding the calculators or content. Your use of the site is at your own risk. Always verify terms directly with any lender before borrowing.
6. Limitation of liability
To the fullest extent permitted by law, loancalcdirect.com is not liable for any damages arising from your use of, or reliance on, the calculators or any offers presented on the site.
7. Governing law
These terms are governed by the applicable laws of the United States.